Ameen Certificate of Islamic Investment

Ameen Certificate of Islamic Investment is a unique investment product with multiple benefits, which aims at providing appropriate return to customers. Funds are received on the basis of Mudarabah and are used only in Shariah compliant business. It is a fixed deposit certificate with three profit payment options:

Profit at Maturity Payout
  • Minimum amount to purchase a certificate: Rs. 10,000/=
  • Available in certificates ranging from 1 month to 10 years
Profit on Bi-annual Payout (July and January)
  • Minimum amount to purchase a certificate: Rs. 50,000/=
  • Available in certificates ranging from 1 year to 10 years
Profit on Monthly Payout (1st working day of the month)
  • Minimum amount to purchase a certificate: Rs. 50,000/=
  • Available in certificates ranging from 1 year to 10 years
Key Benefits
  • Appropriate rate of return with the flexibility of a wide range of tenures and profit payment options
  • Premature encashment facility available
  • Profit is calculated on fixed amount placed at the time of booking
  • Renewal option available
Other Benefits
  • Invested amount and Profit credited to checking account on Maturity and is available through ATM and Net banking
  • For other profit frequencies, profit amount credited to checking account is available through ATM and Net banking
Other Information

In the event of losses, the Depositor and the Bank will bear the same according to the ratio of their respective investments