Merchant Payments

UBL Omni brings for the first time in Pakistan a revolutionary Payments service which can be used by Omni Account holders to pay for the purchase of good/services via their Omni Account at nationwide 25,000 and growing Omni Retail shops; be it grocery, hotel, restaurant, cafe, garments, fuel stations and many more.

Modes of Payments

To facilitate its customers, Omni has given the following modes through which they can carry out Payments at merchants from their Omni Account:

Using SMS Passcode

  • Give your Omni registered mobile no. and CNIC no. to Merchants
  • Confirm the payment amount to be entered by Merchant
  • You will receive a passcode on SMS which you will have to enter in Omni Merchant system in order to authorize the payment
  • Upon successful transaction, you will receive a confirmation SMS.

Using Omni Debit card

  • Give your Omni debit card to Merchants
  • Confirm the payment amount to be entered by Merchant
  • Enter your ATM PIN on shop Omni Merchant system in order to authorize the payment
  • Upon successful transaction, you will receive a confirmation SMS.

Using Customer Omni Mobile App

  • Login into your Omni Mobile App using your mobile no. and password
  • On home page screen select ‘Transactions’ tab
  • Select ‘Merchant Payment’ option in menu list
  • Enter Agent ID of Omni shop (ask shop representative for Agent ID) for validation of shop details
  • After confirmation of shop name and address, enter payment amount (Invoice no. and comments field are optional to enter)
  • Enter your PIN
  • Upon successful transaction, a confirmation message will appear on screen

This gives customers the option to use their most convenient and suited mode, either Omni Debit card or Omni registered mobile phone (for use of Mobile App/ SMS Passcode), to make payments at Omni Retail merchants.

Benefits

  • Ease & Convenience - No need to always carry cash to purchase goods/services as payments will now be made directly through Omni account using any of the modes.
  • Safe and Secure – Payments are made through a secure platform where customers authentication and authorization is required in all modes of payment.
  • Instant funds transfer – Payment is made immediately from your Omni Account to merchant without hassle or delay.
  • Availability at a nationwide network of Omni retail shops.
  • Avail discounts at selected outlets. (for details refer to Discount Merchants table below)

Limits

For customer, there is a daily debit limit for Merchant Payment transaction of Rs. 40,000*

*Account limits will supersede.

Charges

This transaction is free of charge.

So now existing as well as new Omni Account holders can make payments for their purchase of goods/services by just using their Omni Account at retail shops where OMNI is available and accepted.