UBL CashPlus , My Personal Loan

UBL CashPlus is a unique term loan financing product which offers you features, options and flexibility. Designed for salaried Individuals of companies maintaining payroll relationship with UBL, CashPlus term loan has everything that you can wish for.

A UBL CashPlus loan, by nature a need based product, can be broadly classified as a non-end use defined loan. It is clean, installment based financing for a fixed tenor that provides customers with convenient and flexible financial solutions for any intended need

Salient Features

  • Clean Limit up to Rs. 2 Million
  • Quick Processing
  • Competitive Rates
  • Flexible Repayment Terms
  • No collateral requirements
  • Complimentary Credit Insurance
  • Processing fee on approval
  • Clubbing of income

Eligibility Criteria

  • Minimum Net Income: Rs. 25,000
  • Age: 21 - 60 years
  • Tenor: 1 – 5 years
  • Salaried individuals whose salaries are being credited in UBL

Documentation Requirements

  • Signed application form
  • Loan declaration form duly signed
  • Letter of Irrevocable Standing Instructions & Authorization of Auto Debit
  • Copy of CNIC
  • Salary Slip (original or verified as original seen by Branch Manager) and / or
  • Salary Certificate mentioning break up. Net salary credited in the account should be same as mentioned in the break-up.
  • Employment letter or employment card or appointment letter confirming the required tenor.
  • 12 months bank statement reflecting consistent salary credit.