Come home to your dreams through UBL Baitna - Make your dreams a reality

Life in the fast lane in Downtown to leisure and comfort in the suburbs .... UBL Baitna has it all covered for you.

The Baitna Advantage

Finance facility offered for all free hold ready properties with Title Deed in Dubai.

  • Loan value up to AED 10 Million
  • Loan to Value (LTV) up to 80% for UAE Nationals and 75% for expatriates (Salaried & Self Employed)
  • Competitive and transparent interest rates linked to 6 month EIBOR
  • Low Processing fees
  • Repayment period of up to 25 years
  • Comprehensive product suite, i.e. Standard, Buyout, Non-Resident, Refinance of existing property and Equity Release
  • Inclusion of other sources of income for loan entitlement calculation (subject to approval)
  • Salary transfer is not mandatory

Eligibility

  • Residents and Non-residents Individuals
  • Salaried: Minimum salary of AED 15,000 p.m.
  • Self-Employed: Minimum income of AED 250,000 p.a.
  • Baitna – Mortgage Loans are approved at the sole discretion of the Bank.
  • For fees and charges, please refer to the Schedule of Charges.

*Terms and conditions apply

For further information, please call UBL Phone Banking on 600 533335 (within UAE) or +971 600 533335 (outside UAE) or visit any UBL branch.